The GENIUS Act defines a payment stablecoin as a digital asset that trades on a public distributed ledger that is designed to facilitate payment. It must be redeemable for currency but is explicitly ...
Some wrongly believe stablecoins are bank deposits in disguise. Yes, they’re deposits — but not bank deposits. And that makes all the difference. Some have argued — wrongly — that stablecoins are just ...
Noelle Acheson unpacks the differences between stablecoins and tokenized deposits, and what they mean for both banking business models and the evolution of money. With the GENIUS Act stablecoin ...
The recently passed GENIUS Act of 2025 creates a new legal framework for licensing and regulating payment stablecoin issuers. The Act is explicit in stating that an insolvent payment stablecoin issuer ...
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