Student loan refinance rates have started to drop again as the Fed cut rates this week. As of December 18, 2025, student loan ...

On average, class of 2024 graduates who took out loans left college with $29,890 in student loan debt. On its own, that’s a lot to stomach. But with a 4.24% interest rate (the average federal ...

Federal student loan rates are fixed and set by a formula created by Congress that changes annually. For the 2025-2026 ...

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Loan payments are currently on pause, with 0% interest, but any loan taken out after July will have a higher interest rate. Mark Kantrowitz explains.