Pennsylvania insurance law has long lacked definitive guidance on two critical doctrines that govern coverage disputes in property insurance cases: the Efficient Proximate Cause Doctrine and the ...
When a windstorm causes a pole to break in half which then causes a fire, what's the proximate cause of the loss? Our client owns a hotel. The hotel was damaged by fire after a utility pole (owned by ...
Summary: Under the concurrent causation doctrine, losses caused jointly by an excluded peril, such as flooding, and some other peril not excluded by the policy, such as negligence by a third party, ...