Dr. JeFreda R. Brown is a financial consultant, Certified Financial Education Instructor, and researcher who has assisted thousands of clients over a more than two-decade career. She is the CEO of ...

Do Roth conversions make sense at age 60 or beyond? It depends.

If you're 63 with $1 million in a traditional IRA, converting $100,000 per year to a Roth IRA could change how your retirement income is taxed for decades. The potential benefit is that Roth IRAs are ...

You can mitigate this by doing a Roth IRA conversion now. This changes some of your tax-deferred savings into Roth savings, which allow for tax-free withdrawals in retirement. The move will increase ...

You want Roth savings in retirement, so you don't have to pay taxes on your withdrawals. But so far, most of your savings are in traditional IRAs or 401(k)s. That's not a huge problem. It just means ...

Roth conversions to secure tax-free withdrawals during retirement are gaining popularity as Gen X gets closer to retirement, but financial advisers warn that the decision to convert should be ...

Death and taxes are the only two guarantees in life, and the second one is quite complicated. Retirement accounts can lower your tax bills, but the way you use traditional and Roth plans makes a ...

Strategic Roth conversions can save you a lot of money in the long run. Here's how they work and what you can do.

USA - 1998: 34p x 45p Camille Weber color illustration of Roth IRA and traditional IRA racing each other in a marathon. (Lexington Herald-Leader/Tribune News Service via Getty Images) Back in 1997, ...