Federal student loan rates are fixed and set by a formula created by Congress that changes annually. For the 2025-2026 ...

Student loans are a major financial concern for millions of Americans, often impacting everything from career choices to homeownership. With total student loan debt in the U.S. reaching over $1.77 ...

What is Federal Student Loan Consolidation? Federal Student Loan Consolidation is a government program that allows borrowers to combine multiple federal student loans into a single loan. This can ...

Student loan refinance rates have started to drop again as the Fed cut rates this week. As of December 18, 2025, student loan ...

The federal Repayment Assistance Plan, or RAP, will be the newest student loan repayment plan. President Donald Trump’s “big, ...

CEDAR FALLS -- The era of historically low interest rates is ending, and students across the nation are scrambling to take advantage of last-minute consolidation plans that could save them thousands ...

Jessica Gibson is a content update editor and writer for Investopedia. She has over 10 years of experience in digital publishing and three years of experience covering financial topics like insurance, ...