Credit card companies may settle debts for less than the full balance, but the percentage varies widely. Here's why.

When a credit card company agrees to accept less than the full amount you owe — say, $20,000 on a $30,000 balance — it’s ...

Learn what credit card debt is, its impact on your credit score, and strategies to manage it effectively. Improve financial decisions with our expert insights.

"Debt relief" is a broad term, and it can refer to everything from negotiating with your creditors on lower rates and fees to ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. That can make it challenging to weed out the safe, reputable programs ...

Q: I currently owe $50,000 on two Bank of America credit cards. I have never missed a payment or been late in 15 years with them. I now find myself in a difficult financial position and need to pay ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. When credit card bills pile up and ...

A new program is now available in Minnesota to help you settle debt that you are accountable for. “Minnesota is one of 33 states where we offer the debt resolution plan, where we can help consumers ...

Taking on too much credit card debt is all too easy, especially for students with lots of expenses and little income. Here's advice on paying it off.

Make a list of your credit card debt, from the highest interest rate to the lowest. Decide how much extra you can spare.

There's not enough time left in the year to start a full-on side gig, but you can pick up random freelance work to do during ...