A credit card devaluation is a reduction in the value of benefits or rewards provided by a credit card. This can be something as straightforward as removing an earning category or as subtle as making it harder to use statement credits or increasing the points required for a redemption.

This article discusses how debit and credit cards work, including their pros and cons. It ends with some helpful tips and strategies for responsible card use.

President Trump is floating a new proposal to cap credit card interest rates at 10%, giving companies until January 20 to comply. While supporters argue it could provide relief for consumers struggling with high-interest debt,

Refunds typically take about three business days to appear on your account. However, the time to get a refund on your credit card depends on the issuer and merchant policies. Getting a debit card refund may be slightly shorter – as little as one business day – because the funds are returned directly to your bank account.

A credit card for international travel is designed to help you spend cost-efficiently when you are abroad. That’s because, unlike a standard credit card (or even debit card), you won’t be hit by fees every time you use it. And these are fees that can otherwise soon mount up.

Capital One's acquisition of Brex is the latest deal under Rich Fairbank, a rare founder-CEO of a major U.S. bank, after its Discover Financial acquisition.

Use 0% intro APR cards to pay off debt or finance big purchases interest-free. Learn how this overlooked perk can save you money in 2026.