If the insurance industry stops writing policies for California homes, it will ultimately hit the mortgage industry.

A recent rule change could cause a spike in insurance premium for homeowners across California, as the costs of the Los Angeles area wildfires are passed onto them in a way that was not allowed in the past.

Changes in California's Fair Access to Insurance Requirements (FAIR) plan could mean higher expenses for homeowners after fires.

If the insurance industry stops writing policies for California homes, it will ultimately hit the mortgage industry.

Meteorologists said there was a chance the winds would be as severe as those that fueled the Palisades and Eaton fires, but that different locations would likely be affected.

Southern California will experience cooler and breezy temperatures over the weekend before another Santa Ana event develops early next week.

National Weather Service offices across Southern California are warning residents of an increase in weather conditions that are conducive to rapid fire growth. Meteorologists are most concerned about conditions from Monday afternoon through Wednesday morning when winds will be at their peak and relative humidity will be low.