Eddy G Perez Jr, CMB 😎 on Instagram: "Everyone keeps waiting for a refi boom like it is coming back any day now. It is not. And here is why. A real refi boom is rate and term, not cash out. That only happens when conventional pricing drops by one and a half to two percent. Conventional makes up over 60 percent of the market, so without that shift, there is no wave. And most borrowers are already sitting in the twos, threes, fours, or low fives. To get back there, you would need the same thing t

‎الريفي 🤑🤑😉الريييييفيييي‎ on Instagram